The accessibility of electronically stored personal data and online transactions has increased the incidence of credit card fraud as well as accusations of serious criminal acts involving credit fraud. The Philadelphia-based law offices of Neff & Sedacca has spent more than 30 years providing aggressive, effective and respected representation to individuals and corporations accused of fraud crimes including credit card fraud and identity theft.
In all such cases, time is of the essence. Prosecutors may begin building a case well before an arrest is made. Attorneys Marc Neff and Matt Sedacca have represented corporate and business executives, professionals, public officials, and others who have been charged with credit fraud. The firm works quickly and precisely, applying their in-depth knowledge of credit card crimes to protect your rights and see you successfully through legal proceedings in Pennsylvania or New Jersey.
What is credit fraud?
Credit fraud arises from the use of any payment card, including credit cards and debit accounts, as a source of funds in a transaction without consent of the account holder. An act of credit fraud often involves identity theft. Actionable offenses can include:
- Physical theft of a credit card and assuming the owner’s identity in order to purchase merchandise or remove funds from the account,
- Theft of credit card data,
- Unauthorized use of credit card data to make online purchases,
- Opening a new credit card account using someone else’s personal information, and
- Producing or using forged credit cards.
“Skimming” is another version of credit fraud that occurs when a business employee illicitly accesses customer credit card information. That data is then used or sold to other parties for the purpose of taking over the victims’ identities.
As credit fraud has become more sophisticated, the legal approach to handling these matters has become more complex. Neff & Sedacca and their highly trained team of assistants and para professionals understand how technological advances create new avenues for credit fraud and identity theft, as well as how prosecutors employ technology to gather incriminating evidence.
Fighting fraud charges in Philadelphia and throughout the U.S.
All forms of credit fraud carry severe penalties upon conviction. The federal government and each individual state have multiple laws that pertain to various types of fraud. The particular facts of a case dictate whether alleged fraudulent activity is prosecuted as a state crime, a federal crime, or both.
Experienced legal defense is imperative in fraud cases. Neff & Sedacca limits its practice to federal and state criminal defense matters. With offices based in Philadelphia, the firm investigates every aspect of credit fraud charges to skillfully prepare and present a successful defense. Mr. Neff is considered among the top tier of criminal defense lawyers in the United States in fraud cases.
If you believe that you are under investigation, have been subpoenaed before a grand jury or arrested and charged with a crime, contact us for a confidential consultation by phone at (215) 563-9800 or email at info@NeffSedacca.com.